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Should I use HELOC to Lower Debt Payments?

Input Information

Loan Information
Interest Rate :		(%)
Length :		(Yrs)
Closing Cost :		($)
Your Tax Rate :		(%)
	Amount ($)	Payment ($)	Interest (%)
Auto Loan :
Boat/RV :
Credit Card 1 :
Credit Card 2 :
Other Accounts :

Financial Analysis

	Debt	HELOC
Amount :	$9,000.00
Monthly Payment :	$910.00	$46.95
Average Interest Rate :	12.93%	4.75%
Payoff Timeline :	0 Yrs 11 Mts	30 Yrs 0 Mts
Total Monthly Payment :	$9,567.93	$16,901.37
Total Deductible Interest :	$0.00	$7,901.37
Avg Annual Tax Savings :	$0.00	$68.48

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